by Bill Singer
February FINRA Cases of Note Now Online
February 19, 2010
AWC/2009019029201/February 2010
Villa obtained a deceased
customer's credit card number during the course of assisting the customer's
widow with her banking needs and, without authorization, charged approximately
$3,800 to the customer's credit card account. Pretending to be the deceased
customer, Villa contacted the credit card's customer service and requested that
the address on the credit card be changed to his home address. Villa added
himself as an authorized user on the credit card and requested that a new card
be sent to his home address.
Rogelio A. Villa Jr. : Barred
Bill Singer's Comment
I'm sorry but is this guy a
moron or what? He steals the credit card
number from a dead customer, changes the address of record from the deceased's
to his own home, and then adds himself as an authorized user -- and, seriously,
what is the brilliant game-plan here? No
one is going to eventually discover that some dead customer's card is still in
use?
Not to be too flip, but when
Villa impersonated the deceased customer on the telephone, did he simply dial
the credit card company's phone number and hold his breath? You know, if you
were to ask him why he called and said nothing, would his answer be "Well,
I was impersonating a dead guy so I didn't say anything because since the
customer was dead I didn't want to give away the fact that I was alive."
TO READ THE FINRA FEBRUARY "CASES OF NOTE," VISIT
http://www.rrbdlaw.com/enforcement-actions/index.php?cid=1