The user of this ticket agrees that use of the ski area premises, including its lifts, trails, and other facilities, can be hazardous. Holder assumes all risks of injury arising out if its use. Holder further agrees that risks inherent to these mountain sports include but are not limited to changing snow, surface and weather conditions, bare spots, drainage bars, rocks, stumps, trees, whether or not they are marked and/or visible; collisions with natural objects, man-made objects, other skiers, slope vehicles, buildings and other structures, and variations in terrain, any of which may cause serious injury and/or death.
Investing is an inherently dangerous activity. You could loss all your savings, all your retirement money, all your kids' college fund. You could end up broke, eating cat food for the rest of your life. You assume all risks of these things happening. You are dealing with a stockbroker -- no matter what we may be calling him or her. Your broker is ONLY responsible for executing trades on your behalf, following the instructions that YOU give him.Your broker does not ever control your account, no matter what you think, unless he executes trades that you did not authorize, and you agree that you absolutely and with no exception accept ALL trades in your account that you do not dispute within at most 90 days after receiving your monthly statement showing those trades. Your broker is NOT a professional investment advisor. Your broker doesn't know any more about how to invest your money than you, your brother-in-law, your barber or your bartender. Your broker is paid a commission whenever you trade, gets paid whether you make or lose money, and gets paid more with every trade you make. It is in your broker's interest for you to trade early and often. Your broker might even be paid extra by his firm or someone else for selling you securities that might not be in your best interest. In light of all that, you agree that you will not rely on any trade solicitations, financial advice, investment ideas, suggestions, opinions or gut instincts that your broker gives you, whether you ask him to or not. If you want to be able to hold someone responsible for bad investment advice, you must engage a real investment adviser, registered with the SEC, and preferably a Certified Financial Planner. Otherwise, proceed at your own risk, and don't be surprised to be reminded someday that a fool and his money are soon parted.